The Varner Toggart Team Meet The Varner Toggart Team Terry R. Varner, LUTCF Senior Partner tvarner@financialguide.com 814-466-6295Eric M. Toggart, ChFC Partner etoggart@financialguide.com 814-466-6295 Michael Dodge Financial Advisor mdodge@financialguide.com 814-466-6295Chesna Kyle Assistant chesnakyle@financialguide.com 814-808-8041